- Karen Stoner, LMT
20 Massage Tips for (the rest of) 2020 #14
I wrote this tip because I get asked this question frequently. Unfortunately, what regular health insurance covers varies from state to state, and in Pennsylvania, health insurance doesn't cover massage therapy treatments. The only insurance we are permitted to take for massage is Auto or Personal Injury in the case of an accident. In these cases, there must be a doctor's prescription for the massage that details what kinds of therapy is needed, as well as duration and frequency of the appointments.
However, some insurance plans have preventative programs that permit you to do things to enhance your health such as exercise programs, etc that are not covered by insurance per se. Occasionally these programs will cover massage therapy. Some companies will give something like a debit card that can be used at medical or health based facilities, so if your massage therapist is set up as a medical facility, those cards may work to pay for your massage treatments. I have had word that sometimes this trick doesn't work in spas that aren't set up as a medically-based business, and I can not speak for every insurance company, but I have observed that this is one way that you might be able to get your health insurance to help with massage therapy treatments.